The demand for lending services is growing at the fastest pace. This is explained quite simply – the drop in real incomes due to the economic crisis is forcing people to turn to creditors in order to be able to maintain their purchasing power at an acceptable level. Salaries go down, some people lose their jobs altogether, but expenses remain at the same level. Therefore, you have to use borrowed funds to purchase the necessary goods. At the same time, loans are required for all segments of the population – students, pensioners, ordinary workers from factories and even large businessmen.
Sometimes it comes to the point that money problems force a person to take 3-4 loans. But be careful, because with such a volume of borrowing, you can fall into debt slavery.
We must clearly understand that credit organizations are not engaged in charity work, but conduct ordinary business activities, the main goal of which is to make a profit. It’s just that someone has attractive rates for borrowers, and someone has worse, but in any case, you will have to overpay some amount every month for servicing the loan. Therefore, you need to calculate your financial capabilities in advance so that in the future there will be no problems with your personal budget, from which you will have to give almost everything. Pay attention not only to the size of the interest rate, but also to additional commissions and other hidden fees. And if for some reason you had to take on an overwhelming debt, then you can always get out of a difficult situation without losses by using microloan refinancing on favorable terms.
This financial procedure is very simple. If you have issued several microloans that are unprofitable for yourself in MFOs, then you have a chance to combine them into one with more favorable rates.
Taking such a step, the borrower receives the following benefits for his family budget:
- there will be more time to return the money (within 12 months);
- due to a decrease in the interest rate, the amount of the monthly payment will become smaller;
- you get one microloan of up to 100 thousand rubles, which is easier to service;
- if necessary, you can get additional finances (up to 50 thousand rubles);
- there will be no need to communicate with collectors or defend yourself in court because of debts.
Today, many microfinance companies provide a service for quick refinancing of microloans, but if you want to cooperate with a reliable lender, then pay attention to MoneyMan – on the website https://zaim-24.ru/ you can study full information about this MFO.
To become a client of MoneyMan, it is enough to be a citizen of Russia over 18 years old, who has a residence permit in the region where the creditor works and a mobile phone number. A passport is required, although some MFIs may ask for other documents (or certificates). Good luck!